Let’s be real—life is busy. Between work, kids, aging parents, and trying to carve out five minutes for yourself, estate planning is probably at the bottom of your to-do list. But here’s the thing: waiting until you have “more time” could leave your family unprotected when they need it most.

The good news? You don’t need hours to secure your family’s future. A few small, smart steps today can make all the difference.