Life moves fast. Between work, kids, and the never-ending to-do list, it’s easy to push certain things—like estate planning—to “someday.” After all, no one likes to think about worst-case scenarios, and if you’re young and healthy, it may seem unnecessary.

But here’s the reality: Estate planning isn’t just for the wealthy or the elderly. It’s for anyone who has people they love and things they care about. Whether it’s ensuring your kids are raised by the right person, keeping your finances in trusted hands, or protecting your home and assets, having a plan in place can make all the difference.

And yet, so many families put it off—until it’s too late.