Ah, spring break—the time of year when people pack their bags, head to the beach, and embrace a little fun in the sun. Let’s say you don’t plan. You forget to book a hotel. Your flight lands at an airport three hours from the beach. You didn’t check the weather and packed only swimsuits—only to arrive during a cold front. Suddenly, your “relaxing getaway” turns into a stressful disaster.Well, the same thing happens when people don’t plan for their future with estate planning. You may not feel the consequences right away, but one unexpected event can turn life into absolute chaos.

If you’ve ever felt overwhelmed trying to decide between a will and a trust, you’re not alone. For many families, estate planning can feel like navigating a maze. But here’s the good news: with the right information and guidance, you can confidently choose the best path for your family.

As we say goodbye to the old year and welcome a fresh start, there’s something uniquely motivating about January. It’s a time to set goals, embrace positive change, and create a plan for the year ahead. While you’re organizing your goals—whether it’s eating healthier, exercising more, or tackling long-overdue projects—why not add estate planning to your list?

Estate planning might sound intimidating, but it’s one of the most empowering and thoughtful steps you can take to protect your loved ones and secure your future. Let’s break it down, step by step, to show you how approachable and beneficial it can be.

When most people think about estate planning, they think about writing a will. It’s the tool we’ve all heard about—the magical document that ensures your family will be taken care of and your wishes will be honored after you’re gone. So, you write a will, sign it, tuck it away, and breathe a sigh of relief.

Unfortunately, that’s where many people stop—and where many problems begin.