When most people think about estate planning, they think about writing a will. It’s the tool we’ve all heard about—the magical document that ensures your family will be taken care of and your wishes will be honored after you’re gone. So, you write a will, sign it, tuck it away, and breathe a sigh of relief.

Unfortunately, that’s where many people stop—and where many problems begin.

When it comes to estate planning, one of the most common topics people ask about is how to handle accounts and manage assets. If you're like many Gen Xers or Millennials juggling careers, family, and planning for the future, understanding account ownership and asset management is crucial—not just for convenience, but to ensure your loved ones are protected and your wishes are honored.

Thanksgiving is a time for connection, reflection, and the occasional spirited debate over who gets the last slice of pie. Thanksgiving is also an opportunity to tackle important family conversations, including estate planning. While discussing topics like wills, powers of attorney, and inheritance might not feel as warm and fuzzy as sharing recipes, these discussions are deeply tied to the values of gratitude and care that define this holiday.

As Veterans Day approaches, we honor the courageous men and women who have served our country with dedication and resilience. Veterans’ legacy of service speaks to their commitment to protecting America's future. Now, it’s time to consider how you can protect your family’s future through a comprehensive estate plan, or what I call a Life & Legacy Plan. Learn more about your Veteran’s basic planning essentials.

Much like a military mission, estate planning requires attention to detail, foresight, and a commitment to those who depend on you. In this article, we'll explore the unique estate planning opportunities available for veterans and steps to ensure your family benefits fully from your legacy of service.

As Gen-Xers and Millennials face the challenges of caregiving, many find themselves balancing careers, raising children, and managing their finances while also assuming responsibilities for aging parents. Caring for aging parents, managing their healthcare, finances, and future plans is a reality that many in these generations are navigating. This shift in roles has led to new questions and responsibilities around preserving family legacies and ensuring long-term care security. Protecting your parents' legacy can feel overwhelming, but with proactive estate planning, you can preserve their legacy and ensure that their wishes are honored.

As our loved ones age, it's natural to start thinking about how we can support them during their final stages of life. As Gen Xers and Millennials, many of us are finding ourselves in a new role—helping our aging parents plan for their future. Conversations about end-of-life care can be tough, but they’re more important than ever. Without a plan in place, the journey through end-of-life decisions can be confusing and painful for everyone involved. So, let’s talk about how to navigage end of life care for our loved ones.

When it comes to planning for the future, most people think about finances, property, and inheritance. But what about your health? If you're unable to speak for yourself, who will make medical decisions on your behalf? That’s where healthcare directives come into play.

As your parents age, the roles often reverse—you find yourself stepping into the role of caregiver and decision-maker. This transition can be emotionally and mentally challenging. But, it’s also an opportunity to ensure that your parents’ golden years are as comfortable and secure as possible. Two crucial aspects of this responsibility are long-term care planning and estate management. This blog post will explore how to balance these two critical elements, providing you with practical tips and legal insights tailored to residents of North Carolina. Caring for aging parents can be emotionally taxing but we are here for you.

Estate planning is often associated with retirees or those nearing the end of life. But, as you approach retirement, it's crucial to start thinking about your financial future and how to protect your assets. Estate planning is a critical step in ensuring that your wishes are carried out and your loved ones are cared for, no matter what the future holds. For pre-retirees near Garner, North Carolina, understanding the basics of estate planning is crucial to ensuring that your wishes are honored and your loved ones are protected.

No one likes to think that they may one day become incapacitated. However, planning for incapacity is crucial. Because, unlike death, it’s not guaranteed for everyone. However, if you do become incapacitated, having a plan in place ensures your wishes are honored. That’s why incapacity planning is no laughing matter.

Welcome back to our discussion on securing a comfortable retirement! In the first part of this series, we explored essential steps including estate planning, preparing for long-term care, and passing on your legacy. In part two of our series, we'll delve into additional steps you can take to enrich your golden years. With these steps, you can be more financially stable. And these steps can provide you with independence, health, and continued personal growth. So let's pick up where we left off. Learn how you can secure your retirement.

Did you know that May is Older Americans Awareness Month? This makes May the perfect month to talk about securing a comfortable retirement. See, retirement is more than just an end to the working years. It’s an exciting new phase of life that requires thoughtful preparation and strategic planning. May is the perfect opportunity to explore how to secure your retirement and the 10 essential steps to take now to ensure a comfortable and fulfilling retirement. In this article, we’ll discuss the first 5 steps, why they’re important, and how to implement them. Next week, we’ll continue with the remaining 5 steps. 

Today, we're diving into a topic that is absolutely crucial: estate planning for your parents. And, what are the must-have estate planning docs for your parents. As they gracefully navigate their golden years, ensuring their peace of mind (and yours!) becomes a top priority. Whether they raised you the way you want, or showed you how you want to do it differently, as your parents' age, one of the very best things you can do for your own best future, and that of your entire future lineage - your children, grandchildren, and beyond - is to take great care of the people you were born to or raised by.

As dementia progresses, estate planning must become more proactive and strategic than ever to avoid court and conflict over your loved one’s wishes in the future. If dementia becomes too advanced before planning is complete, the question of who will manage your loved one’s assets and care will be left to a judge who doesn’t know your loved one or their wishes.

Caring for a loved one with dementia is a challenge that millions of families undertake each year. As a caregiver, understanding how a dementia diagnosis affects your loved one’s legal decision-making

Making important decisions for aging parents can be a challenging task, but power of attorney (POA) can provide peace of mind and clarity in times of need. POA enables individuals to make crucial decisions on behalf of their parents, such as managing their finances or making medical decisions, when they are unable to do so themselves due to age or illness.

Are you in the “sandwich generation” (someone who is caring for both your children as well as your parents simultaneously)? If this is you, then you need to know whether or not your parents have an estate plan. So, ask yourself, “do your parents have an estate plan?”

If you are like most people, you probably do not know. And, the thought of speaking with your parents about their finances and estate planning probably makes you want to run as fast as you can in the opposite direction. Nonetheless, having this conversation is the key to helping make sure your parents are able to live their golden years without financial worries and that their wishes are carried out after their death.

Creating a special needs trust (SNT), also sometimes referred to as a supplemental needs trust, can help you provide for a loved one who is disabled or has special needs while maintaining your loved one’s current benefits or leaving open the option for need-based governmental aid in the future, even if your loved one receives an inheritance. As long as the SNT meets certain legal criteria, the existence of the SNT and the amount of money and property inside it will not affect your loved one’s means test.

November is National Caregiver month.  This month is a time to honor those who are caring for their aging parents. You may already be acting as a caregiver for one or more of your parents who are no longer able to look after themselves.  Or, due to their age, you may have be more involved in caring for your aging parents. As part of your caregiving, you need to know the essential estate planning documents for caregivers.